Small Business Products

Total Account Solution

Full range of products that cover all Avenues – Business Owner's Policy (BOP), Small Commercial Package, Workers' Compensation, Commercial Auto, Commercial Umbrella, Marine and Bond. Allows you to write the entire account with us, delivering more protection, more affordably.

Avenues® BOP product with 500+ classes

Broad market breadth/reach. Targeted business include: Offices, Professionals, Consultants, Services, Retail, Wholesale

• Affordable Optional Coverages
  • Employment Practices Liability Insurance (up to 25 employees)
  • Miscellaneous Professional Liability Insurance (available for most consultants, plus additional office and service classes)
  • Property and Liability Broadening Endorsements (Liability Special, Property Special, Deluxe Bronze Property)
  • Accountants, Dental Offices, Medical Offices, Law Offices
  • Veterinarians, Kennels, Groomers
  • Distributors, Printers, Florists
  • Contactors, Garages

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Avenues Workers' Compensation

We have a healthy appetite for Workers' Compensation business. Almost all of our BOP classes are eligible for Workers' Compensation. And, our POS system makes it easy to get a competitive price and eligibility decision.

Avenues Commercial Auto

Offers very competitive pricing and one-stop shopping. Allows you to price a wide range of customers, as well as offer the “sharpest pencil” to best–in–class, whether they have just one vehicle or a fleet. Our sophisticated pricing tool assesses risks from basic data and delivers our most competitive price right up front, in real time.

Avenues Commercial Umbrella

Offer limits of $1M, $5M, $10M, $15M, and $20M, competitively priced and easily added. Employer's Liability and Commercial Auto can be scheduled.

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Avenues Commercial Package

Offers small businesses that exceed eligibility for Avenues® BOP comprehensive protection that can be tailored for an array of industries. Rapid online rating and issuing capabilities available for Select Agents.

Small Business Technology Insurance

Provides tailored insurance solutions for the growing number of small technology businesses and delivers on The Hanover's commitment to offer its agent partners the broadest and most relevant product mix available. With an appetite for more than 30 new classes of business within the information technology and electronics manufacturers sectors, we offer a comprehensive portfolio of coverages including The Hanover's industry leading Avenues® BOP (Business Owner's Policy), technology professional liability, workers' compensation, commercial automobile, umbrella, and marine. Targeted classes include programmers, packaged software, systems integrators, computer consultants, data processing, hosting and related services, web designers and selected electronics manufacturers.

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For more detailed information about our Small Business Insurance capabilities please contact your local Regional Vice President or visit Hanover.com

For more information about The Hanover's personal and commercial lines of insurance, please select from menu bar at the top of this page.