An integrated suite of competitive products with the sophistication and breadth of coverage to support the changing needs of a customer through all of life’s stages

• Multi-Variate Auto Product
• Enhanced Homeowners Product
• Ancillary Products
  • Umbrella
  • Valuable items
  • Watercraft
  • Dwelling fire

• Introduced Connections^TM Auto—a sophisticated multi-variate product
• Generated 2005 new business written premium of $44 million from Connections Auto
• Local sales power—eight dedicated regional vice presidents supported by 60 sales people and technology trainers, serving 1,850 agencies
• Easy to do business with—technology, service, accuracy, problem resolution

• Growth in premium driven by product and execution
• Further diversification of geographic presence
• Expanded distribution force
• Distinctive “go to” relationships with the right producers
• A competitive advantage as an easy carrier to work with and a reputation for service excellence