For Drivers Who Want Affordable Coverage
While most states require liability insurance, mandatory coverage may not be enough. To fully protect you, we go beyond ordinary liability coverage, providing a broad range of options.
We make driving more affordable, too. For example, we may offer discounts based on several factors within your control, including your driving record, auto usage and safety equipment.
- Information for Michigan automobile owners
Liability: Liability insurance covers property damages and bodily injury to others, up to your policy limits. Considering additional liability coverage? Check out our Umbrella Liability policies.
Medical Payments Coverage: Covers reasonable medical expenses that you and your passengers incur from an auto accident, including injuries caused by uninsured or hit-and-run drivers.
Collision Coverage: Pays for damage to your car caused by a collision with another vehicle or object. You choose the level of coverage and the deductible.
Comprehensive: In addition to collision coverage, this option pays for actual cash value of new cars stolen within six months of purchase.
Optional “Other-Than-Collision” Coverage: Collision coverage protects you in the event of a collision loss. Depending upon your car’s value and other factors, it may be wise to add fire, theft, vandalism, or other non-collision coverages.
Optional Towing: Pays for towing when your vehicle is disabled by an accident.
Other Coverage May Include:
- Electronic Equipment and Media Coverage
- Customized Van
- Auto Rental Reimbursement
Latest Endorsements
- Endorsement Information for Massachusetts auto owners
- Endorsement Information for Non-Massachusetts auto owners
Note: This web page offers a brief description of coverages, services, and programs. Actual coverages and availability may vary by state. Options, credits, and discounts are not applicable in all states. For exact terms, conditions, exclusions and limitations of coverages, please refer to your policy or contact your local Agent. For additional information, please refer to our legal notices.
